Need a specialist mortgage? Simply Lending Solutions' bespoke service can help

Traditional mortgage brokers often only deal with a small panel of lenders and cater mainly for applicants in standard full time employment, rather than the self-employed or people with flexible working contracts. Specialist mortgage brokers Simply Lending Solutions are helping to meet the demand for expert specialist mortgage advice with their brand-new website and online “see if you qualify” service.

The company, based in Rettendon Common, just outside of Chelmsford, has just opened a second office in South Yorkshire and continues that growth with the new website.

Simply Lending Solutions is a firm of independent mortgage advisers that focuses on providing advice for people who may find it trickier than normal to find the right mortgage for them. Whether that’s because they are thinking about buying a more unusual home, like a listed property, or because of their personal circumstances, Simply Lending Solutions’ brokers have years of experience working with lenders who understand that not every mortgage application is straightforward.

Using a specialist mortgage broker doesn’t just make the process less hassle though. An experienced broker, like those at Simply Lending Solutions, can help borrowers maximise the amount that lenders are prepared to lend to them.

Simply Lending Solutions’ new website launches with information and advice for prospective borrowers who may face problems. These include self-employed people and professionals within sectors where hours can be unpredictable, such as healthcare. The website seeks to demystify the mortgage application process by explaining what issues borrowers may face and describes how these can be overcome.

Simply Lending Solutions director Liam Atkins said “When you apply for a mortgage, one of the first things a lender will want you to do is prove your income. If you work irregular hours because of the nature of your job, or if you are self-employed or a contractor, this can be tricky. Similarly, anyone buying a property with issues such as subsidence or Japanese knotweed may face difficulties. We work with lenders who understand these challenges, making it more likely that we will be able to find our clients a suitable mortgage product”

Over time the company will be adding more advice and support to the site, with a view to it becoming the go to resource for anyone who needs information about all aspects of the specialist mortgage market. But it’s not just for people looking for specialist mortgages.

Liam added “While some mortgage applicants face very particular obstacles, the skills we have in finding bespoke mortgage answers for them also allow us to find the most appropriate mortgage for any applicant. Our website will also showcase our experience of all aspects of the mortgage application process, for example one of our first articles gives readers hints and tips on how to save for a deposit”.

If you are self-employed, or have unusual circumstances, find out if Simply Lending Solutions can help you by using the online “see if you qualify” quizzes at www.simplylendingsolutions.co.uk